CRO Accounting and Credit Repair

Your credit score can drop for a variety of reasons. Here are some common reasons why your credit score might be dropping and what you can do about it:

  • Late or missed payments: Late or missed payments are one of the most common reasons why credit scores drop. To prevent this, make sure to pay all your bills on time each month. Consider setting up automatic payments or reminders to help you stay on track.
  • High credit utilization: If you’re using a high percentage of your available credit, it can negatively impact your credit score. To improve your score, try to keep your credit utilization below 30%.
  • Closing credit accounts: Closing a credit account can lower your available credit and increase your credit utilization ratio. To prevent this, consider keeping old credit accounts open, even if you’re not using them.
  • Applying for new credit: Applying for new credit can temporarily lower your credit score. If you’re planning to apply for credit, try to do so sparingly and only when necessary.
  • Errors on your credit report: Errors on your credit report can hurt your credit score. Review your credit report regularly and dispute any errors you find.

Easy tips to build credit for your business

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